Are you under 21?
If you are a student between the ages of 18 and 20 years old, we CAN enroll you provided that you also have your own car insurance. Often times this is as simple as being listed as an additional driver on your parents auto policy. When you apply for membership, also please get us a copy of your valid auto insurance card and a copy of the "declarations page" of your insurance policy. You can fax or mail them to us. Our fax number is 303-563-2109.
Are you 21 or older?
Have you been driving at least 2 consecutive years? If no, please apply when you have met this requirement.
Do you have a license from your permanent state of residence? If no, please see below:
Permanent state of residence You must have a license from your permanent state of residence. If you have just moved to Colorado on a permanent basis, you must acquire a CO license within 60 days of joining.
Foreign licenses: We do not have the ability to request driving records outside the US, so if you can forward your Driving Record to us we would be glad to review and see if we can approve you as a member.
Please provide previous license number(s) so we can search your driving records.
How to find your previous license number(s): Previous insurer DMV online (usually a $10 processing fee) Ask family members, previous employers, etc.
Do you have a clean driving record?
We cannot extend membership to you at this time if you have:
- Major moving violations
- Vehicular manslaughter
- Excessive speeding
- Excessive disregard for red lights/stop signs
- Reckless Driving
- DUI

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